Workers’ Compensation Costs

Data in the graphs on this page are from the National Council on Compensation Insurance’s Workers Compensation Statistical Plan database*, which reflects claims on workers’ compensation insurance policies in states where NCCI collects such data. The aggregate unit statistical data were valued 30 months after the inception date of the policy (as of the second report). The average cost for all claims combined in 2015-2016 was $39,424.

 

Cause of injury

According to NCCI data, the most costly lost-time workers’ compensation claims by cause of injury result from motor vehicle crashes, averaging $73,559 per workers’ compensation claim filed in 2015 and 2016. The only other causes with above-average costs were burns ($49,107) and falls or slips ($46,297).

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Nature of injury

The most costly lost-time workers’ compensation claims by nature of injury are for those resulting from amputation. These injuries averaged $95,204 per workers’ compensation claim filed in 2015 and 2016. The next highest costs were for injuries resulting in fracture, crush or dislocation ($57,519), other trauma ($51,603) and burns ($50,467).

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Part of body

The most costly lost-time workers’ compensation claims by part of body are for those involving the head or central nervous system. These injuries averaged $87,951 per claim filed in 2015 and 2016. The next highest costs were for injuries involving multiple body parts ($63,956) and the leg ($57,569). Injuries to the neck ($56,365), hip, thigh, and pelvis ($53,318), arm or shoulders ($45,654), and chest or organs ($40,850) also had above-average costs.

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*The National Council on Compensation Insurance makes no representations or warranties of any kind nor assumes any responsibility for the accuracy of the underlying data or any third-party use of the data on this page.