Costs

Data in the graphs on this page are from the National Council on Compensation Insurance’s (NCCI) Workers Compensation Statistical Plan database,* which reflects claims on workers’ compensation insurance policies in states where NCCI collects such data. The unit statistical data were valued at the latest report available to NCCI as of 10/13/2025. The average cost for all claims combined for accidents that occurred in 2022-2023 was $47,316.

Visit NCCI to explore the latest Industry Trend Report, an industry-level trend analyses of workers’ compensation results.

Cause of injury

According to NCCI data, the most costly lost-time workers’ compensation claims by cause of injury result from motor-vehicle crashes, averaging $91,433 per workers’ compensation claim that occurred in 2022 and 2023. The only other causes with above-average costs were burns ($64,973), falls or slips ($54,499), and caught ($47,749).

Nature of injury

The most costly lost-time workers’ compensation claims by nature of injury are for those resulting from amputation. These injuries averaged $125,058 per workers’ compensation claim that occurred in 2022 and 2023. The next highest costs were for other trauma ($68,231), injuries resulting in fracture, crush, or dislocation ($66,467), and burns ($64,019).

Part of body

The most costly lost-time workers’ compensation claims by part of body are for those involving the head or central nervous system. These injuries averaged $90,043 per claim that occurred in 2022 and 2023. The next highest costs were for injuries involving multiple body parts ($77,614) and the neck ($70,575). Injuries to the hip, thigh, and pelvis ($66,634), leg ($61,977), and arm or shoulders ($55,115) also had above-average costs.

* NCCI makes no representations or warranties of any kind nor assumes any responsibility for the accuracy of the underlying data or any third-party use of the data on this page.